Millions of Americans work full-time, year-round, for poverty-level wages. In 1998, the author decided to join them. She was inspired in part by the rhetoric surrounding welfare reform, which promised that a job, any job, can be the ticket to a better life. But how does anyone survive, let alone prosper, on $6 an hour? To find out, she left her home, took the cheapest lodgings she could find, and accepted whatever jobs she was offered. Moving from...
Do you constantly feel anxious about money? Have unopened credit card statements piled up on your countertop? Are you forever losing receipts for items you meant to return? In an economic downturn taking charge of your financial well-being is more crucial than ever. One Year to an Organized Financial Life is a unique week-by-week plan to make saving money simple, automatic, and stress-free. For decades, professional organizer Regina Leeds...
We may not realize it, but children are hyperaware of money. They have scores of questions about its nuances that parents often don't answer, or know how to answer well. But for Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids much more often. When parents avoid these conversations, they lose a tremendous opportunity -- not just to model important financial behaviors, but also to imprint lessons...
"Personal Finance For Dummies has been tackling financial literacy for 30 years. This tenth edition continues to share the sound advice that's helped millions of readers become financially literate while demystifying the money matters of the current era. Get familiar with the financial pillars of earning, saving, investing, borrowing, budgeting, and protecting your assets. Dig into modern concerns like navigating the housing market, weathering the...
At the age of twenty, African American Gardner arrived in San Francisco to pursue a promising career in medicine. However, he surprised everyone and himself by setting his sights on the competitive world of high finance. Yet no sooner had he landed an entry level position at a prestigious firm, Gardner found himself caught in a web of challenging circumstances that left him part of the city's working homeless with his toddler son. Motivated by the...
With the prevailing wisdom changing on an almost daily basis, Burton G. Malkiel's reassuring and vastly informative volume remains the best investment guide money can buy. In a time of increasing inequality, when high-frequency traders and hedge-fund managers seem to tower over the average investor, Burton G. Malkiel's classic and gimmick-free investment guide is now more necessary than ever. Rather than tricks, what you'll find here is a time-tested...
Talking about money sucks -- but so does being broke. Financial journalist Nicole Lapin lays out a 12-step plan in which she shares her experiences -- mistakes and all -- of getting her own finances in order. She talks to you not like a lecturer but as your friend. And even though money is typically an "off-limits" conversation, nothing is off-limits here. Lapin rethinks every piece of financial "wisdom" you've ever heard and puts her own fresh, sassy...
Taking to heart the message that the poor and middle class work for money, but the rich have money work for them, the author lays out a financial philosophy based on the principle that income-generating assets always provide healthier bottom-line results.
According to the Department of Labor, the average woman in 1998 was bringing home less than $25,000 a year. For every dollar that a man makes, a woman makes between 50 and 75 cents, and that is hardly news.
But what you may not know is that, quietly and steadily, the number of women making six figures or more is rapidly increasing. Currently, over fifteen million women make $100,000 or more, and the number continues to rise at a rate faster
A portrait of the life and career of investment guru Warren Buffett sheds new light on the man, as well as on the work, ideas, business principles, strategies, and no-nonsense insights that have guided his phenomenally successful business endeavors.
Confused or uncertain about Social Security? This friendly, easy-to-understand guide cuts through the complexities and gives you the practical information you need to make the most of the program and make smart decisions about retirement. You'll find advice on when to start collecting benefits, get the facts on working in retirement, learn how potential changes could affect you, and see how Social Security fits into your plan for economic security....
"Squeezed" weaves together intimate reporting with sharp and lively critique to show how the high cost of parenthood and our increasingly unstable job market have imploded the middle-class American Dream for many families, and offers surprising solutions for how we might change things. Families today are squeezed on every side--from high childcare costs and harsh employment policies to workplaces without paid family leave or even dependable and regular...
"Money management is one of our most practical survival skills--and also one we've convinced ourselves we're either born with or not. In reality, financial planning can be learned, like anything else. Part financial memoir and part research-based guide to attaining lifelong security, ... John will walk you through his own journey to financial literacy, which he admittedly started a bit late. He covers everything from investments to retirement and...
"Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't...
A practical look at putting your life together written by the founder of the internationally celebrated website Get Your Shit Together and informed by the author's personal experience after her husband was killed in a biking accident. Part memoir, part hard-working how-to guidebook, What Matters Most inspires readers to get their 'affairs in order' before the unthinkable (or inevitable) happens.
"A highly readable personal finance book that translates financial jargon and enables readers to ask the tough questions to protect their money and their financial well-being In today's unsettled financial markets, where most pension plans died out with the twentieth century and where no one's certain of the future of Social Security, hardworking people turn to financial advisors to guide them to a worry-free financial lifestyle. But do you really...
Why is it that women, who are so competent in all other areas of their lives, cannot find the same competence when it comes to matters of money?
Suze Orman investigates the complicated, dysfunctional relationship women have with money in this groundbreaking new book. With her signature mix of insight, compassion, and soul-deep recognition, she equips women with the financial knowledge and emotional awareness to overcome...